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Choosing
a Checking Account
Use this
Checklist to Choose a Checking Account
When looking for a checking account, take this checklist with you.
Below are the types of checking accounts and some questions that
will help you choose the checking account that is right for you.
When you are finished, you will be able to compare what each account
has to offer with your needs.
What to
Take With You
Remember you will generally need three things when you open your
checking account:
- Picture
identification,
- Social Security
number,
- Money to
put in the account.
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Bank
A |
Bank
B |
Bank
C |
Name
of Bank:
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| Low-Cost
Checking:
- Monthly
fee?
- Number
of free checks per month?
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| ATM-Checking:
- Paycheck
direct deposit?
- Monthly
fee?
- Unlimited
check writing?
- Fee
for teller services?
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| Regular
checking:
- Minimum
balance or monthly fee?
- Unlimited
check writing?
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| Interest
checking account:
- Minimum
balance or monthly fee?
- Amount
of interest?
- Transaction
restrictions?
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| What,
if any, fees will be charged? (Refer to checking account fees) |
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| Is
it close to your home or work? |
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| Does
that bank offer other services that are important to you? |
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Additional
Notes:
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